What is Mutual Fund?
This pool of funds is managed by a professional known as a fund manager.
Fund Manager invests these funds in various instruments such as shares, bonds, gold and other assets as per fund objective to provide potential returns.
The gains (or losses) on the investment are shared collectively by the investors in proportion to their contribution to the fund.
Why Mutual Funds?
One of the Best Asset Class and capable of giving very good returns than other asset classes. This asset class is capable of beating inflation to provide positive absolute returns.
Investment in equity, debts, gold and other instruments. Diversification in equity depending on market capital. Investment depending on various strategies etc. gives us good diversification.
- No tax if you don’t sale
- Long term Capital Gain after 1 year for Equity Mutual Funds (No tax on profit till Rs 1 Lakh, 10% on profit over 1 Lakh).
- Long Term Capital after 3 years for Debt Mutual Funds.
- Tax Saver Mutual Funds (ELSS) under section 80 C.
Dedicated Fund Managers, Analysts, Team of Experts to manage the fund.
Disciplined Investment- Monthly Systematic Investment (SIP) for wealth creation and Monthly Systematic Investment for (SWP) regular income as well as wealth creation
Small Ticket Size
One can start Mutual Fund Investment with 500 Rs. per Month.
One can liquidate the investment within 24 to 48 hours.
Below are few ways you can invest in Mutual Funds-
Systematic Investment Plan
Systematic Withdrawal Plan
Lumpsum – One Time
Systematic Transfer Plan